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VISA INC.

VNYSE

Built from VISA INC.'s own SEC filings · updates as new filings land · sources cited throughout

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← Research LibraryThe BriefFY2025 10-K · headline figures audited against SEC data

Visa: Revenue grew 11.3% to $40B from $35.926B. Net income grew 1.6% to $20.058B from $19.743B. Free cash flow grew 15.4% to $21.577B from $18.693B. Operating margin contracted 570 bps to 59.98%. Visa's annual comparison also shows capital spending grew faster than revenue.

The read at a glance✓ Audited against SEC data
  • Growth — Revenue grew 11.3%OK
  • Profitability — Net income grew 1.6% to $20.058B from $19.743BOK
  • Cash flow — Free cash flow grew 15.4% to $21.577B from $18.693BOK
  • Margins — Operating margin contracted 570 bps to 59.98%Watch
  • Accounting — No overriding statistical warningNote
  • Insiders — 0 purchases and 19 salesWatch

Business

Visa operates a global payments network and provides value-added payment services.

Where the revenue comes from

Fiscal 2025, as VISA INC. reports it. History and quarterly detail are in the app.

  • Data processing revenue$20.0B
  • Service revenue$17.5B
  • International transaction revenue$14.2B
  • Value-Added Services$10.9B
  • Other revenue$4.1B

Leadership changes

From VISA INC.'s own filings, the day they're filed.

  • Bill Ready · directors · appointmenteff. 2025-09-29
  • Alfred F. Kelly Jr · departureeff. 2023-10-16
  • Chris Suh · President · appointmenteff. 2023-08-01

Latest filings

  • 8-K · Company announcement2026-09-23
  • 10-Q · Quarterly report2026-07-29
  • 8-K · Company announcement2026-07-28
  • 8-K · Company announcement2026-07-15
  • 8-K · Company announcement2026-06-26
In the full recordFree for 14 days
  • What changed🔒
  • Insider signal🔒
  • Growth quality🔒
  • Margins & accounting🔒
  • Capital allocation🔒
  • Real risks🔒
  • The long arc🔒
  • Company history🔒
  • The filings, readable — with what changed vs the prior year highlighted🔒
  • Full financial statements, industry-aware, sources cited throughout🔒
  • Forensic score history & components — the trend, not one year🔒
  • Ownership: insider buys/sells, clusters, activist stakes🔒
  • Ana — ask about VISA INC., every answer cited to the official filings🔒

Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.

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