← Research LibraryThe BriefFY2025 ended December 31, 2025 · headline figures audited against SEC data
Net income up 13% on wider spread income, with capital held flat as risk assets grew
The read at a glance✓ Audited against SEC data
- Growth — Revenue net of interest expense up to $113.10B; net interest income up $4.0B to $60.1BOK
- Profitability — Net income up 13% to $30.51B; return on average common equity 10.59%, from 9.53%OK
- Balance sheet — Common equity Tier 1 ratio 11.4%, down from 11.9%, against a 10.0% minimumWatch
- Accounting quality — Accounting methods for certain tax-related equity investments changed in the fourth quarter and applied retrospectivelyWatch
- Capital allocation — $9.56B dividends and $21.43B buybacks, while capital ratios fellNote
- Credit — Provision for credit losses $5.68B, down from $5.82BOK
What happened
Bank of America earned $30.51 billion, up 13%, on revenue net of interest expense of $113.10 billion. The improvement came from both income lines at once: net interest income rose $4.0 billion to $60.1 billion and noninterest income rose to $53.0 billion, while the provision for credit losses fell slightly to $5.68 billion.
Leadership changes
From BANK OF AMERICA CORP /DE/'s own filings, the day they're filed.
- Dean C. Athanasia · Co-Presidents of the Corporation · appointmenteff. 2025-09-12
- Johnbull Okpara · Chief Accounting Officer · appointmenteff. 2025-03-01
- Rudolf A. Bless · Chief Accounting Officer · departureeff. 2025-03-01
Latest filings
- 10-Q · Quarterly report2026-07-31
- 8-K · Company announcement2026-07-24
- 8-K · Company announcement2026-07-14
- 8-K · Company announcement2026-05-06
- 10-Q · Quarterly report2026-05-01
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Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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